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Is a leaking roof covered by insurance in New Orleans?

The first question most homeowners ask when they have a leaking roof is whether or not their insurance will cover the damage. Unfortunately, there is no easy answer to this question.

There are many factors that go into whether or not your insurance policy will cover a leaky roof, including:

  • the age of your home
  • the type of roof you have
  • the cause of the damage
  • the amount of damage

What is covered by homeowners insurance?

leaking roof

Homeowner’s insurance policies typically cover damage caused by “sudden and accidental” events, such as a tree falling on your house or a broken pipe. However, many policies exclude damage that is considered “wear and tear,” such as a leaking roof caused by old age or poor maintenance.

Some insurance companies will offer coverage for certain types of damage, such as leaks caused by ice dams or heavy wind gusts. Other insurance companies will only offer coverage in the event of a total roof failure, such as if your entire roof is blown off during a violent storm.

If you are unsure whether or not your homeowner’s insurance will cover leaking roof damage, it’s best to contact your insurance agent or company to ask about your coverage.

What is not covered by homeowners insurance?

Some of the most common causes of roof leaks that are not covered by homeowners insurance include:

  • Old age or poor maintenance
  • Storm damage that is considered to be “wear and tear”
  • Leaking roofs caused by ice dams or heavy wind gusts

If your roof is leaking and you believe it may not be covered by your homeowner’s insurance, it’s important to contact a professional roofing contractor as soon as possible. At Big Easy Roofing, we specialize in repairing damaged roofs and can help you plan the best course of action for your leaky roof.

Roof Leak Claims

If you have a roof leak, the first thing you should do is contact your insurance company or agent to start a claim. From there, an insurance adjuster will be assigned to you whether or not the damage case and will contact you to schedule an inspection of your roof.

Once the insurance adjuster has inspected your roof, they will determine whether or not the damage is covered by your policy. If the damage is not covered, you will be responsible for paying for all repairs out of pocket.

If the insurance adjuster finds that your roof leak is covered by your policy, they will work with you to create a plan for repairing your roof.

How do I find a roof leak?

roof leaksIf you suspect your roof is leaking, there are several simple steps that you can take to try and locate the source of the damage. The first thing to do is check your attic for any signs of water or moisture. You can also inspect outdoor areas around your home for puddles or damp patches on the exterior walls.

Other common indicators of a roof leak include:

  • ceiling stains
  • peeling paint
  • mold or mildew growth

If you are unable to find the source of the leak yourself, it’s best to contact a professional roofing contractor who can help with roof leak detection services.

What can you do while you wait for your roof to be repaired?

While you are waiting for your roof to be repaired, there are a few things you can do to minimize the damage:

  • Place buckets or pans under leaks to catch water
  • Remove any wet or damaged items from the area
  • Turn off any electronics that may be in the area

If you have a leaky roof, it’s important to take action as soon as possible to minimize damage and repair the problem before it gets worse.

Have Your Roof Inspected By A Professional – Big Easy Roofing

If you think your roof is leaking, the best course of action is to have it inspected by a professional roofing contractor. Big Easy Roofing has been repairing and replacing roofs in the New Orleans area. We offer roof inspections and can help you determine the best course of action for your leaky roof.

Contact us today to schedule your roof inspection!

Call Our Roofing Experts! (504) 800-8196
What Our Customers Have To Say!
What Our Clients Say

When it became clear that we needed a new roof, they came out and completed the roof replacement before any of the other roofing contractors could even provide us with an estimate. Others waited months to have theirs set up. Quick turnaround time. There are also no leaks!

Micah Dailey

Right now, they are replacing our whole roof, and I really appreciate how careful they are about not leaving behind any nails or debris. The quality of their work, as well as the care they took to ensure everyone’s safety. Very thorough roofing contractors in NOLA.

Yuli Rangel

Big Easy Roofing did a fantastic job of keeping me informed about their progress, finished quickly, and cleaned as well. We needed a new roof quickly since we were selling our house, and they were able to get us scheduled weeks ahead of the competition.

Andy Norman

The communication was excellent! We received answers to all of our inquiries last Tuesday, and we had quite a few. They called or sent us an email in response to our inquiries for the simple roof repair. The roofers were prompt in their arrival and took care to protect our yard.

Abigail Klein

The staff carefully explained my options for the roof replacement and gave me photographs. He worked with me to get the best materials my HOA required to grant my request for the roof replacement. I fully support them and recommend Big Easy Roofing company.

Sara Garney

The installer arrived and provided a fair quote. There was no pressure, and generally, they did a pretty good job. Considering roofing contractors in New Orleans, I would be very thrilled if I never had to contact them again. However, if I ever have problems with this roof or a future roof, they will be my first option.

Arthur Morgan

Lightning quick. As they were finishing up their job, getting rid of outdated satellites, etc, they had a few updates and made sure I was okay with each one before going further. Thanks a lot to Big Easy Roofing! The new roof looks amazing.

David West

My old roof was replaced by Big Easy Roofing. They gave me a fair quote I could find. The roof was also replaced in a single day. Hired them if you want a trustworthy roofing company in New Orleans.

Rory Ruiz

My home has a tiny, extremely steep roof. Numerous roofers came to the property to give me an estimate for a new roof, and after that, they disappeared. Big Easy Roofing was responsive and performed a fantastic job and provided me with wonderful alternatives.

Clark Morris

After comparing bids from a few businesses, I decided to replace my roof and gutters with Big Easy Roofing due to their professionalism, expertise, and affordable pricing. The roofers visited my house and assessed what needed to be done after I called.

Oliver Hoffman

They put in long hours and dedicated their time to get the job done correctly. They treated each day as though it were their last with us, and cleaned accordingly. Our neighbors were also really amazed with their work. Big Easy Roofing is highly recommended from us.

Lawrence Ryan

Well done on removing the old shingles and fixing the holes. They managed to fit me into their hectic schedule with a quick estimate so that they could fix the major heat in my attic and roof. I have nothing but praise for our amazing contractors.

Kyle Mccarty
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