Storm Damage Roof Repair in Metairie, LA

Three things in order. First, get everyone to safety and move furniture away from any interior water entry. Second, photograph the interior water damage before it dries or is cleaned up. Third, call the Big Easy Roofing storm response line for a same visit tarp and photograph pack. Do not go on the roof yourself, and do not clean up exterior debris until it is documented.

Estimated ranges. Minor wind or hail damage repair runs $500 to $2,000. Moderate damage requiring partial replacement runs $2,000 to $8,000. Severe damage requiring a full replacement runs $8,000 to $20,000 or more. Emergency tarping runs $250 to $500 and is normally absorbed into the eventual claim scope. Actual payout is set by your Louisiana homeowners policy.

The deadline for notifying your insurer is set in your own policy and is usually far shorter than any court deadline, so read it or ask your insurer. There is a practical reason to move quickly as well: the longer you wait, the harder it becomes for anyone to attribute the damage to one specific named storm.

That is a question for your insurer, and La. R.S. 37:2159.1 prohibits a Louisiana contractor from interpreting policy coverage. Two things are worth knowing before you call them. Flood is not part of a standard homeowners policy at all and is written separately, usually through the National Flood Insurance Program. And a named storm deductible, where your policy carries one, is printed on your declarations page. Your insurer or a licensed public adjuster will walk you through both.

Most Louisiana homeowners policies apply a named storm deductible calculated as 2 to 5 percent of the dwelling coverage rather than a flat dollar amount, and it only triggers on a named hurricane or tropical storm. On a $300,000 dwelling that can be $6,000 to $15,000 before the insurer pays anything. Check the declarations page of your policy for the specific figure.

Yes, and it is one of the smartest things a Metairie homeowner can do after a claim. Where the insurer settles a like for like replacement, the Louisiana Fortify Homes Program grant of up to $10,000 is aimed at the extra cost of building to the FORTIFIED standard. The finished roof may qualify for an insurance premium discount, which your insurer confirms rather than us. The grant must be awarded before work starts.

Three tells. Granule loss in the downspout catch after a rain, a small ceiling stain that appears days or weeks after the storm, and lifted shingles that read as a dark line along the top of a course from the ground. Big Easy Roofing offers a free storm damage inspection that runs on every slope and returns a photograph pack, even months after the event provided you are still within the claim window.

Estimated range. A same visit weatherproof tarp on a Metairie residential roof typically runs $250 to $500 depending on square footage covered and roof access. If the tarp is placed as part of an insurance claim after a named storm, the tarp cost is normally included in the eventual scope of repair rather than billed separately.

Yes. Big Easy Roofing runs storm damage inspections and emergency response across all of Metairie, including Old Metairie, Bucktown, the Lake Vista side, and the neighbourhoods along Veterans and Metairie Road. Service also covers Kenner, Harahan, River Ridge and the rest of unincorporated Jefferson Parish.

Yes. TPO, modified bitumen, single ply and built up commercial roofs take storm damage differently to a shingle roof, and the insurer's claim process is different for commercial policies. Big Easy Roofing inspects the membrane, tarps active leaks, and prepares the claim pack for a commercial policy adjuster. Commercial storm work sits under the Commercial services tab above.