Hail Damage Roof Repair in Metairie, LA

Three tells cover most cases. Granule loss in the downspout catch after a rain, round dark bruises on the shingle mat about the size of a nickel, and dented aluminium on the drip edge or the roof vents. Big Easy Roofing offers a free hail impact inspection that runs a chalked test square on every slope and returns a photograph pack.

Estimated ranges. Cosmetic granule loss runs under $500. Light impact repair runs $500 to $2,000. Moderate impact partial slope replacement runs $2,000 to $8,000. Severe impact triggering a full replacement runs $8,000 to $20,000. Actual payout is set by your Louisiana homeowners policy and the adjuster's count.

The deadline for notifying your insurer is set in your own policy and is usually far shorter than any court deadline, so read it or ask your insurer. Beyond the paperwork, there is a practical reason to move quickly: the longer you wait, the harder it is for anyone to attribute the damage to a specific storm rather than to age.

Coverage is your insurer's decision, not ours, and La. R.S. 37:2159.1 prohibits a Louisiana contractor from interpreting policy coverage. What we can do is document the physical evidence: most insurers assess hail by counting impact marks in a chalked test square per slope, and that count is something a roofer can record properly. Big Easy Roofing photographs it and meets the adjuster on the roof rather than by phone.

Most Louisiana insurers use a 10 by 10 foot chalked test square on each slope. Eight or more clean impact marks in that square typically triggers a full slope or full roof replacement decision. Fewer impacts may still qualify for a repair. Cosmetic granule loss without mat damage is rarely covered.

The Fortify Homes Program grant of up to $10,000 covers a full FORTIFIED standard roof replacement, not a repair. Where hail damage triggers a full replacement, the grant may cover the FORTIFIED upgrade cost on top of the insurance payout. The grant must be awarded before work starts and the roof must be built to Insurance Institute for Business and Home Safety (IBHS) standards.

Yes, and it is one of the smartest things a Metairie homeowner can do after a claim. Where the insurer settles a like for like replacement, the Fortify Homes grant is aimed at the extra cost of building to the FORTIFIED standard, and the finished roof may qualify for an insurance premium discount, which your insurer confirms rather than us. Big Easy Roofing walks through the build numbers on the inspection.

A supplement claim is a follow up to the original claim, submitted when the crew finds hidden damage during the repair that the adjuster did not see on the initial inspection. Common examples are deck damage under lifted shingles or damaged underlayment. Big Easy Roofing documents the finding and submits the supplement to your insurer on your behalf.

Yes. Big Easy Roofing runs hail damage inspections and claim coordination across all of Metairie, including Old Metairie, Bucktown, the Lake Vista side, and the neighbourhoods along Veterans and Metairie Road. Coverage also extends to Kenner, Harahan, River Ridge and the rest of unincorporated Jefferson Parish.

Yes, and it is assessed differently. On a commercial low slope roof the impact frequently fractures the membrane and crushes the insulation underneath while the surface still looks sound, so the evidence comes from core cuts and a moisture survey rather than from counting bruises in a test square. That work is set out on the Metairie commercial hail damage repair page.