How To Make An Insurance Claim For Your Commercial Roof in New Orleans | Big Easy Roofing
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Your Guide to Commercial Roofing Insurance Claims: How To Make An Insurance Claim For Your Commercial Roof in New Orleans

Insurance companies are required by law to pay for damages caused by covered events. For most insurance policies, this includes damage caused by wind, hail, and rain. However, insurance companies often try to avoid paying for roof damage by claiming that the damage is due to “wear and tear” or “deferred maintenance.” As a result, it is important to be familiar with the insurance claim process and have documentation to support your claim.

To make an insurance claim for roof damage, you will need to contact your insurance company and file a claim. If the insurance company denies your claim, you may need to hire a lawyer to help you fight for the compensation you deserve.

Big Easy Roofing, the most trusted roofing contractor in New Orleans is here to help you through the commercial roof insurance claim process. We have years of experience dealing with insurance companies, and we know how to get the maximum compensation for our clients. We are also known for offering a 24-Hour Roof Replacement Guarantee. Contact us today to learn more about how we can help you.

Tips on how to File a Roofing Insurance Claim for Your Commercial Roof

Commercial roof insurance claims can be tricky to navigate. But with a little preparation and know-how, you can make the process go smoothly.

  • First, it’s important to understand the difference between a roof repair and a roof replacement. A roof repair is typically covered by insurance, while a roof replacement is not. If your commercial roof needs only minor repairs, your insurance company will likely cover the cost. However, if your roof requires more extensive work, you’ll likely have to pay for the replacement out of pocket.
  • Once you’ve determined whether you need a roof repair or replacement, it’s time to file your insurance claim. First, you’ll need to gather receipts, photos, and any other documentation that will support your claim. Next, reach out to your insurance company and start the claims process. They will likely send an adjuster to inspect your damage and determine the severity.
  • Finally, once your claim is approved, you’ll be able to get your commercial roof repaired or replaced.

Filing an insurance claim for a commercial roof can be a complicated process. But with a little preparation and know-how, you can make it go smoothly. By understanding the difference between a commercial roof repair and a replacement, gathering supporting documentation, and reaching out to your insurance company, you can get your commercial roof back in tip-top shape in no time.

3 Commercial Roofing Insurance Claim Tips

Commercial Roofing Insurance TipsCommercial roofing insurance plays an important role in protecting your business from the high cost of repairs and replacements. So to help you protect your property, here are the three tips on how to claim insurance for roof repair, replacement and other damages.

  1. Do a thorough inspection and document. The first step is to do a thorough inspection of your property and document all the damages. This will help you create an accurate insurance claim. Be sure to include the type of damage, where it is located, how extensive the damage is, and when the damage occurred. Gather quotes from roofing contractors.
  2. Get in touch with your insurance provider. After you have gathered all the necessary documentation, it’s time to reach out to your insurance company. They will likely send an adjuster to inspect the damage and determine the severity.
  3. Start the repair process following the approval of your claim. Once your claim is approved, you’ll be able to get your commercial roof repaired or replaced.

Making an insurance claim for a commercial roofing can be a complicated process. That’s why it’s important to be prepared and know what to do. By following these tips, you can make the process go smoothly and get your business back up and running in no time.

Damages Not Covered by Insurance

It’s no secret that roofs can be expensive to repair or replace, so it’s important to have insurance in case something goes wrong. However, there are some damages that are not covered by most roof insurance policies. For example, if your roof is damaged by a fire that was caused by your own negligence, you will probably not be able to file an insurance claim. Similarly, if your roof is damaged by a car or fallen tree, you will only be covered if the damage is severe enough to cause a leak.

In other words, cosmetic damage is usually not covered by roof insurance. So, before you make a claim, be sure to check your policy carefully to see what is and is not covered. Otherwise, you may be in for a nasty surprise. Here are the other things that are not covered by roof insurance:

Leak and Water Damage

One of the most common types of damage that is not covered by roof insurance is leak and water damage. This is because most insurance policies consider this to be a preventable type of damage. That means if your roof leaks, you will likely have to pay for the repairs out of pocket. To avoid this, be sure to have your roof inspected regularly and repaired as soon as any leaks are found.

Roof Age

Your roof insurance policy will also probably not cover damage that is caused by normal wear and tear. So, if your roof is old and starts to show signs of age, you will likely have to pay for any repairs or replacements yourself. However, if your roof is damaged by a severe storm or other type of event, you may be covered.

How to Hire a Trusted Professional Roofing Contractor

Man Working on a Commercial RoofFiling an insurance claim for commercial roof replacement or repair can be a daunting task. For one, you’ll need to submit documentation of the damage, which may require the help of a professional appraiser. Once your claim is approved, you’ll need to find a reputable contractor to do the work.

And since insurance companies typically only cover a portion of the cost of repairs or replacement, you’ll also need to be prepared to pay out of pocket. Here are a few tips to help you hire a trusted professional roofing contractor:

  • Check that the contractor is licensed and insured.
  • Get multiple bids and choose the most reasonable option.
  • Ask for references and follow up with them.
  • Make sure the contract is clear and concise, and that you understand all terms and conditions before signing.

Keep in mind that the lowest bid isn’t always the best option. In some cases, it may be worth paying a bit more to get better quality workmanship or materials. By following these tips, you can increase your chances of finding a trustworthy contractor who will do a good job on your roof.

Big Easy Roofing is a trusted and licensed roofing contractor in New Orleans. We specialize in commercial roofing services and 24 Hour Roof Replacement Guarantee, and we are here to help you through the insurance claim process. Our team of experienced professionals will work with you to get your roof back in tip-top shape, quickly and efficiently. Get in touch with us today to learn more about our services and for successful claims.

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